Coverage
Plans that fit your life.
Whether you're protecting young kids, locking in lifetime coverage, or planning ahead — we'll help you find the right fit.
Term Life
From $14/mo
Affordable coverage for a set period — perfect for young families and mortgage protection.
- 10, 20, or 30-year terms
- Up to $1M coverage
- No medical exam options
- Convertible to whole life
Most popular
Whole Life
From $48/mo
Lifetime coverage that builds cash value you can borrow against.
- Coverage that never expires
- Builds guaranteed cash value
- Locked-in premiums
- Tax-deferred growth
Final Expense
From $22/mo
Smaller policies designed to cover funeral costs and final bills.
- $5,000–$50,000 coverage
- Guaranteed acceptance available
- Ages 50–85
- Quick approval
Not sure which is right?
Most families use a mix. A licensed Stream Point agent can walk through your situation in 15 minutes and lay out clear options — no commitment.
Talk with an agent